First State Bank embodies the very best in mortgage origination tools along with the friendliness and customer service of a locally owned community bank –

  • Comprehensive loan program offering including conventional, JUMBO, FHA, VA, USDA Rural Housing, NIFA, and construction loan products.
  • First Look, in house underwriting for timely approval decisions (ask me how this works and why it’s important!)
  • In house closing department – no escrow company closing bottlenecks during high closing volume periods.
  • We fund our own loans, no delays waiting for investors.
  • Combined staff mortgage lending experience of over 100 years! (No, we did not invent mortgages though!)

You can contact me at:

Office    800-306-3684 X 227
Email    tsfranzen@1ststatebank.com